Building wealth needs to be tailored to your goals and risk profile and must be a personalised blending of tax, superannuation, investment, insurance and Centrelink strategies.
Our holistic approach to your plan means we cover the wide spectrum of financial planning, investment and accounting services to meet your financial needs. Including:
Wealth accumulation strategies
To be in the strongest financial position possible, we believe that wealth advice and accounting and taxation go hand-in-hand. Our accounting support services ensure that financial planning advice achieves your desired tax outcomes.
Regardless of how long until you retire, careful planning is essential to provide you with an adequate retirement income. Developing a financial retirement strategy before you retire can mean a considerable difference in how much money you have to access, the amount of tax you will pay and how long your money lasts.
Ensure you are not missing out on your Centrelink entitlements. This could be Family Tax Benefits while you are working, Age Pension benefits and Health Care Cards in retirement.
Superannuation is one of the key ways to save and accumulate wealth. It is important to contribute at the right level and invest in appropriate assets. We are experienced in assessing the performance of all industry superannuation funds. We also offer taxation and advisory services for self managed superannuation funds and advice relating to superannuation issues in divorce settlements.
Although the government has gradually reduced many of the advantages of salary packaging, we can advise on packaging motor vehicles, superannuation, laptop computers and other benefits.
Diversification spreads your risk and reduces the impact of poor returns. You can invest in shares, property and managed funds that will generally grow over the long term.
Borrowing to invest is a smart strategy to minimise tax and increase your wealth. Effective loan structuring can also help you to repay your home loan years earlier, which will save you thousands of dollars in interest costs.
Income protection, risk insurance and estate planning
With the ability to draw on associates qualified and experienced in their respective fields we encourage protection of your existing wealth and new wealth creation strategies. Income protection, risk insurance and professional Wills and Powers of Attorney protect you and your family in event of trauma or premature death.
We can recommend a reputable buyers advocate if you are looking to purchase a property.
Deteriorating health can often mean that aged care becomes a sudden priority. We are experienced in assessing your (or your parents) affairs to ensure that you receive the most from aged care placement. This includes assessing income and asset levels, the best options for the family home and/or other investments, Centrelink rules and income tested care fees.